🚫 Claims of being "From Medicare"... Anyone calling you and claiming to be from Medicare or the Social Security Administration is a scammer. Medicare will never call you unsolicited to sell you a plan.

⏰ High-pressure sales tactics Be wary of anyone who pressures you to enroll immediately or creates a false sense of urgency. You have until December 7th during the Annual Enrollment Period to make a decision.

📄 Refusal to provide information in writing- A legitimate agent will always be willing to send you official plan materials to review.

👨‍⚕️ Promises that you can keep your doctors without checking. Always verify that your doctors, hospitals, and pharmacies are in a plan's network before you enroll.

💳 Claims that the benefits are from Medicare itself. Medicare does not issue flex cards or grocery allowances. These only come from private Medicare Advantage plans.

📞 Unsolicited phone calls from plan representatives. Medicare Advantage plans are not allowed to call you unless you're already a member or you've given them permission to contact you.